Adoption Costs

I'll be completely honest with you, adoption is costly. From our experience, approximately $25,000 a piece. This amount includes travel expenses, court costs, adoption fees, and all other costs incurred. When Brian and I first heard this number, we thought that was the end of the road for us, we would have to wait to adopt until we were older and had more money. We asked the adoption agency, how do people afford it?

Many people cash in retirement funds, take second mortgages, apply for personal loans, or borrow the money from family. Fortunately, for us we are blessed with wonderful family who was willing to loan us the money at no interest. If not for them, we would not have been able to adopt when we did. We would probably still be waiting to adopt. The good news is, most of the costs you incur are tax deductible. Be sure to save all your receipts including meals, hotels, rental cars, airline tickets, etc.

There are also funds, grants and special loans that adoptive parents can apply for, if they qualify.

Here are a list of websites with helpful information regarding adoption funding:
Parenthoodforme.org
National Adoption Foundation
God's Grace Adoption Ministry
Adoption.com
TheAdoptionGuide.com
BabyCenter.com